What Our Clients Say

Here are some of the fantastic results and feedback we've received from our partners across various industries.

Lacks Furniture

Saved $1.6 Million

Reduced losses due to write-offs and bankruptcies by 33% within a year of deploying CBD models.

Further reduction of 25% in second year.

Lacks Management

Results confirmed by Lacks' Management and the CBD Credit team

First Investors

Reduced Charge-offs by 42%

"We feel that your scorecard is providing us with an excellent tool to manage the risk profile of our loan portfolio. We wish to express our appreciation for a job well done"

Mike Ogg, Credit Manager & Roberto Marchesini, Risk Manager

Credit Manager & Risk Manager

Verizon

Increased Savings

"We have worked with CBD for many years, both in the development of underwriting models and behavioral models. Over the years these models have gone through several revalidations and redevelopments to help maintain model performance. We have been very happy with the quality, professionalism and expertise from CBD, in addition to the on-time service delivery for each project. I will recommend them highly"

Dan Francia

VP Finance

Nationwide Acceptance Corp

Lower Charge-offs, Higher Approvals

"We have been working with Pat and his team for over 11 years and attribute a good part of our success to the good work they have done. Recently we updated our scorecards which incorporated machine learning methods and we are very pleased with the results. I highly recommend CBD and Pat Nanda!"

Martin Less

President