40+ years of proven expertise in credit risk management and automation solutions trusted by global financial leaders.










Comprehensive Credit Solutions
Tailored services designed to optimize your credit operations
Scoring Models
Developed by applying statistical procedures to historical data to predict future outcomes.
Tools & Services
Custom analyses, evaluations, and products that integrate scoring with credit operations.
Our Software
Web-based modules that are simple to use yet comprehensive for data capturing needs.
Why choose us?
- Increase their customer base without increasing risk
- Reduce default rates and save on credit losses
- Have consistency in decision-making
- Automate lending decisions
- Measurably lower the cost of collections
- Increase the lifetime value of customer relationships
Three Cornerstones of our Strategy

Team
30+ years of
expertise
Custom &
Generic Models
Behavioral solutions to the Advanced Analytics
Software
Complete Loan Origination system and integrated Web services
