Welcome To Creative Business Decisions

Creative Business Decisions

Smarter Models, Smarter Lending Decisions


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40+ years of proven expertise in credit risk management and automation solutions trusted by global financial leaders.

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Comprehensive Credit Solutions

Tailored services designed to optimize your credit operations

Scoring Models

Developed by applying statistical procedures to historical data to predict future outcomes.



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Tools & Services

Custom analyses, evaluations, and products that integrate scoring with credit operations.



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Our Software

Web-based modules that are simple to use yet comprehensive for data capturing needs.



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Why choose us?

  • Increase their customer base without increasing risk
  • Reduce default rates and save on credit losses
  • Have consistency in decision-making
  • Automate lending decisions
  • Measurably lower the cost of collections
  • Increase the lifetime value of customer relationships

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Total number
of customer’s empowered till date


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Three Cornerstones of our Strategy


Team

30+ years of
expertise

Custom &
Generic Models

Behavioral solutions to the Advanced Analytics

Software

Complete Loan Origination system and integrated Web services

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our clients

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