• +1 609 452 9551

  • info@cbdcredit.com

Welcome To Creative Business Decisions

Creative Business Decisions

We can help you achieve your credit risk management and automation goals

Scoring Models

Scoring models are developed by applying statistical procedures to historical data with the objective of predicting a future outcome.

Read More

Tools & Services

Creative Business Decisions offers custom analyses, evaluations, and products that integrate scoring with the rest of the credit operation.

Read More

Our Software

CBD's web-based software modules, simple in their usage yet comprehensive and versatile in their ability to satisfy your data capturing

Read More

our Organization

CBD CREDIT is a leading decision management solutions company, headquartered in Princeton, NJ. We have worked for companies like, American Express, Bank of New York, Citibank, Tidewater, Mercedes Benz, C & F Auto Finance, Cornwell Tools, SAFCO, Zales Jewelers, Capital bank, Yamaha, Nationwide Auto, Pelican Auto, Verizon, and hundreds of other large and small auto financiers, banks, credit unions, department stores, insurance companies, jewelry stores, telecom and other utility companies around the world, to optimize returns on their credit portfolios through our custom built empirical and behavioral…

Why choose us?
Because our customers -

0 +

Total number
of customer’s empowered till date

Three cornerstones of our


30+ years of

Custom &
Generic Models

Behavioral solutions to the Advanced Analytics


Complete Loan Origination system and integrated Web services

Some of our clients

Consultation ?