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Welcome To Creative Business Decisions

Bankruptcy Prediction Models

Bankruptcy losses are the hardest to recover. They are also the hardest to predict using traditional credit scoring models! With today’s high bankruptcy rates, you need to:

  • Estimate the customer’s bankruptcy risk
  • React to changes in customer behavior
  • Know when to buy a credit report
  • Improve your focus with demographics and customer information
  • Update your policies as economic conditions and bankruptcy trends change

We design custom models that let you manage the impact of bankruptcies on your portfolio.