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Welcome To Creative Business Decisions

Non-Prime Auto Finance Scoring

If you’re going to stick your neck out and assume the higher risks of non-prime lending, let us help you see the lay of the land!

Our empirical and generic models for vehicle finance have helped lenders to screen applicants more effectively.

  • Establish a consistent credit policy early on
  • Use statistically sound risk-based pricing strategies
  • Ensure adherence to guidelines
  • Monitor overrides
  • Revise guidelines as the applicant pool grows and changes
  • Track performance
  • Identify trends and growth areas.